:root{
  --navy:#071d3a;--navy2:#0c2e57;--gold:#d99b12;--gold2:#f3b82c;
  --ink:#10233f;--muted:#637188;--line:#e6eaf0;--soft:#f6f8fb;--white:#fff;
  --shadow:0 18px 50px rgba(7,29,58,.12);--radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
a{color:inherit}
img{max-width:100%;display:block}
button,input,select,textarea{font:inherit}
.container{width:min(1180px,calc(100% - 40px));margin:auto}
.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:20px;top:20px;z-index:9999;background:#fff;padding:12px}
.site-header{height:88px;background:rgba(255,255,255,.97);position:sticky;top:0;z-index:1000;border-bottom:1px solid rgba(7,29,58,.07);backdrop-filter:blur(14px)}
.nav-wrap{height:100%;display:flex;align-items:center;gap:34px}
.brand{display:flex;align-items:center;text-decoration:none;gap:12px;flex-shrink:0}
.brand-mark{width:48px;height:48px;border:2px solid var(--gold);border-radius:14px;display:grid;place-items:center;font-family:Georgia,serif;font-size:24px;color:var(--navy);background:#fff}
.brand-copy{display:flex;flex-direction:column;line-height:1.05}
.brand-copy strong{font-family:Georgia,serif;font-size:23px;font-weight:500}
.brand-copy small{text-transform:uppercase;letter-spacing:4px;color:var(--gold);font-size:11px;margin-top:7px}
.main-nav{display:flex;align-items:center;gap:26px;margin-left:auto}
.main-nav a{text-decoration:none;text-transform:uppercase;font-size:12px;font-weight:800;letter-spacing:.4px;padding:33px 0;position:relative}
.main-nav a:after{content:"";position:absolute;height:2px;left:0;right:100%;bottom:23px;background:var(--gold);transition:.25s}
.main-nav a:hover:after,.main-nav a.active:after{right:0}
.header-actions{display:flex;align-items:center;gap:18px}
.phone-link{display:flex;align-items:center;text-decoration:none;gap:10px;line-height:1.1}
.phone-link strong{display:block;font-size:14px}.phone-link small{display:block;color:var(--muted);font-size:11px;margin-top:5px}
.phone-icon{color:var(--gold);font-size:22px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:13px;border:0;border-radius:10px;padding:14px 22px;font-weight:800;text-decoration:none;cursor:pointer;transition:.2s}
.btn:hover{transform:translateY(-2px)}
.btn-small{padding:12px 18px;font-size:13px}
.btn-navy{background:var(--navy);color:#fff}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold2));color:#fff;box-shadow:0 10px 25px rgba(217,155,18,.28)}
.btn-light{background:#fff;color:var(--navy);border:1px solid rgba(7,29,58,.18)}
.btn-block{width:100%}
.menu-toggle{display:none;background:none;border:0;width:42px}.menu-toggle span{height:2px;background:var(--navy);display:block;margin:7px 0}
.hero-slider{height:540px;position:relative;overflow:hidden;background:#eee}
.hero-slide{position:absolute;inset:0;opacity:0;visibility:hidden;transition:opacity .7s ease}
.hero-slide.active{opacity:1;visibility:visible}
.hero-bg{position:absolute;inset:0;background-size:cover;background-position:center}
.hero-bg:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.92) 35%,rgba(255,255,255,.16) 67%,rgba(7,29,58,.08))}
.hero-bg-family{background-image:url("../img/hero-family.svg")}
.hero-bg-car{background-image:url("../img/hero-car.svg")}
.hero-bg-home{background-image:url("../img/hero-home.svg")}
.hero-content{height:100%;display:flex;align-items:center;position:relative;z-index:2}
.hero-copy{max-width:610px}
.eyebrow{display:inline-block;color:var(--gold);font-size:13px;text-transform:uppercase;font-weight:900;letter-spacing:.7px;margin-bottom:14px}
.eyebrow:after{content:"";display:block;width:45px;height:2px;background:var(--gold);margin-top:9px}
.eyebrow.light{color:#fff}.eyebrow.light:after{background:#fff}
.hero-copy h1,.hero-copy h2{font-size:57px;line-height:1.08;margin:0 0 18px;letter-spacing:-2px;text-transform:none}
.hero-copy em{font-style:normal;color:var(--gold)}
.hero-copy p{max-width:580px;font-size:17px;color:#394960;margin-bottom:28px}
.hero-buttons{display:flex;gap:14px;flex-wrap:wrap}
.slider-arrow{position:absolute;top:50%;transform:translateY(-50%);z-index:5;border:0;width:46px;height:46px;border-radius:50%;background:rgba(7,29,58,.75);color:#fff;font-size:32px;cursor:pointer}.slider-arrow.prev{left:28px}.slider-arrow.next{right:28px}
.slider-dots{position:absolute;bottom:20px;left:50%;transform:translateX(-50%);z-index:5;display:flex;gap:9px}
.slider-dots button{width:11px;height:11px;border:0;border-radius:50%;background:#fff;opacity:.8;cursor:pointer}.slider-dots button.active{background:var(--gold);width:27px;border-radius:10px}
.trust-strip{background:var(--navy);color:#fff}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);padding:24px 0;gap:20px}
.trust-grid div{display:grid;grid-template-columns:42px 1fr;column-gap:12px;align-items:center}
.trust-grid span{grid-row:1/3;width:42px;height:42px;border:1px solid rgba(217,155,18,.6);border-radius:50%;display:grid;place-items:center;color:var(--gold)}
.trust-grid strong{font-size:14px}.trust-grid small{font-size:12px;color:#c7d0dc}
.section{padding:88px 0}
.section-heading{margin-bottom:38px}.section-heading.centered{text-align:center;max-width:700px;margin-left:auto;margin-right:auto}.section-heading.centered .eyebrow:after{margin-left:auto;margin-right:auto}
.section-heading h2,.about-home h2,.cta-card h2{font-size:40px;line-height:1.15;margin:0 0 15px;letter-spacing:-1px}
.section-heading p{color:var(--muted)}
.services-section{background:var(--soft)}
.services-layout{display:grid;grid-template-columns:1fr 330px;gap:28px;align-items:start}
.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.service-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:25px;min-height:260px;box-shadow:0 8px 24px rgba(7,29,58,.04);transition:.25s}
.service-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:#f0d392}
.service-icon{width:58px;height:58px;background:#fff8e7;border-radius:16px;display:grid;place-items:center;font-size:28px;margin-bottom:18px}
.service-card h3{margin:0 0 10px;font-size:18px}.service-card p{font-size:14px;color:var(--muted);min-height:72px}.service-card a{text-decoration:none;font-weight:800;color:var(--gold);font-size:13px}
.quick-quote{background:linear-gradient(145deg,var(--navy),var(--navy2));border-radius:22px;padding:30px;color:#fff;box-shadow:var(--shadow);position:sticky;top:112px}
.quote-badge{color:var(--gold2);font-size:12px;font-weight:900;text-transform:uppercase}
.quick-quote h3{font-size:25px;line-height:1.2;margin:10px 0}.quick-quote p{color:#d0d8e3;font-size:14px}
.quick-quote label,.quote-form label{display:block;font-size:12px;font-weight:700;margin:12px 0}
.quick-quote input,.quick-quote select,.quote-form input,.quote-form select,.quote-form textarea{width:100%;margin-top:6px;border:1px solid #dfe4eb;background:#fff;border-radius:9px;padding:12px 13px;color:var(--ink);outline:none}
.form-note{display:block;color:#b9c4d2;margin-top:10px;font-size:10px;text-align:center}
.honeypot{position:absolute!important;left:-9999px!important}
.stats-section{background:#fff;padding:22px 0}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);background:var(--navy);color:#fff;border-radius:22px;padding:28px 35px}
.stats-grid div{padding:0 25px;border-right:1px solid rgba(255,255,255,.15)}.stats-grid div:last-child{border:0}
.stats-grid strong{display:block;font-size:28px;color:var(--gold2)}.stats-grid span{font-size:13px;color:#d5dce5}
.about-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:65px;align-items:center}
.about-visual{min-height:390px;border-radius:30px;background:linear-gradient(145deg,#edf2f7,#fff);display:grid;place-items:center;position:relative;overflow:hidden}
.about-visual:before,.about-visual:after{content:"";position:absolute;border:1px solid rgba(217,155,18,.28);border-radius:50%}.about-visual:before{width:430px;height:430px}.about-visual:after{width:290px;height:290px}
.portrait-card{position:relative;z-index:2;background:#fff;padding:35px;border-radius:24px;box-shadow:var(--shadow);text-align:center}
.portrait-monogram{width:130px;height:130px;border-radius:50%;background:var(--navy);color:var(--gold2);display:grid;place-items:center;font-size:44px;font-family:Georgia,serif;margin:0 auto 18px}
.portrait-card strong,.portrait-card small{display:block}.portrait-card strong{font-family:Georgia,serif;font-size:25px}.portrait-card small{color:var(--gold);text-transform:uppercase;letter-spacing:2px;font-size:11px}
.about-home p{color:var(--muted)}
.check-list{list-style:none;padding:0;margin:24px 0}.check-list li{margin:10px 0}.check-list li:before{content:"✓";color:var(--gold);font-weight:900;margin-right:12px}
.text-link{font-weight:900;color:var(--navy);text-decoration:none}
.cta-section{padding:0 0 88px}.cta-card{background:linear-gradient(120deg,var(--navy),#123f71);color:#fff;border-radius:28px;padding:50px;display:flex;align-items:center;justify-content:space-between;gap:40px}.cta-card h2{max-width:800px}.cta-card p{color:#d4deea}
.site-footer{background:#06162d;color:#fff;padding:65px 0 0}
.footer-grid{display:grid;grid-template-columns:1.5fr .7fr .8fr;gap:60px;padding-bottom:45px}
.brand-footer{color:#fff;margin-bottom:22px}.footer-grid p{color:#aeb9c8;max-width:430px}.footer-grid h4{margin-top:0;color:var(--gold2)}
.footer-grid>div:not(:first-child){display:flex;flex-direction:column;gap:10px}.footer-grid a{text-decoration:none;color:#d5dce6}.footer-grid span{color:#aeb9c8}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:20px 0;display:flex;justify-content:space-between;color:#8d9aae;font-size:12px}
.whatsapp-float{position:fixed;right:25px;bottom:25px;z-index:999;background:#17c85b;color:#fff;text-decoration:none;border-radius:50px;padding:8px 8px 8px 17px;display:flex;align-items:center;gap:10px;box-shadow:0 12px 30px rgba(23,200,91,.3);font-weight:800}.whatsapp-float b{width:42px;height:42px;background:#fff;color:#17c85b;border-radius:50%;display:grid;place-items:center;font-size:22px}
.page-hero{padding:90px 0;background:linear-gradient(135deg,#f8fafc,#edf2f8);text-align:center}.page-hero h1{font-size:52px;margin:0 0 10px}.page-hero p{color:var(--muted);max-width:700px;margin:auto}
.detail-grid,.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.detail-grid article,.steps-grid>div,.content-card{border:1px solid var(--line);border-radius:18px;padding:28px;background:#fff;box-shadow:0 10px 30px rgba(7,29,58,.05)}
.steps-grid b{width:42px;height:42px;background:var(--gold);color:#fff;border-radius:50%;display:grid;place-items:center}
.contact-grid{display:grid;grid-template-columns:1fr 400px;gap:35px}.contact-grid .quick-quote{position:static}
.form-page{max-width:850px}.quote-form{background:#fff;border:1px solid var(--line);border-radius:24px;padding:35px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 20px}.consent{display:flex!important;align-items:center;gap:10px}.consent input{width:auto;margin:0}
.toast{position:fixed;left:50%;bottom:28px;transform:translate(-50%,30px);background:var(--navy);color:#fff;padding:14px 22px;border-radius:10px;opacity:0;visibility:hidden;z-index:2000;transition:.3s;box-shadow:var(--shadow)}.toast.show{opacity:1;visibility:visible;transform:translate(-50%,0)}.toast.error{background:#a92727}
@media(max-width:1050px){
 .header-actions .phone-link{display:none}.main-nav{gap:15px}.main-nav a{font-size:11px}
 .services-layout{grid-template-columns:1fr}.quick-quote{position:static}.service-grid{grid-template-columns:repeat(3,1fr)}
}
@media(max-width:800px){
 .site-header{height:72px}.nav-wrap{justify-content:space-between}.brand-mark{width:42px;height:42px}.brand-copy strong{font-size:19px}
 .menu-toggle{display:block}.main-nav{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:15px 20px;box-shadow:var(--shadow)}.main-nav.open{display:flex}.main-nav a{padding:12px}.main-nav a:after{display:none}.header-actions{display:none}
 .hero-slider{height:570px}.hero-bg{background-position:67% center}.hero-bg:after{background:linear-gradient(90deg,rgba(255,255,255,.98),rgba(255,255,255,.88) 70%,rgba(255,255,255,.35))}
 .hero-copy{max-width:88%}.hero-copy h1,.hero-copy h2{font-size:42px}.slider-arrow{display:none}
 .trust-grid,.stats-grid{grid-template-columns:1fr 1fr}.trust-grid{padding:20px}.trust-grid div{padding:8px}.service-grid{grid-template-columns:1fr 1fr}
 .about-grid,.contact-grid{grid-template-columns:1fr}.about-grid{gap:30px}.cta-card{flex-direction:column;align-items:flex-start}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}
 .detail-grid,.steps-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
 .container{width:min(100% - 28px,1180px)}.hero-slider{height:610px}.hero-copy{max-width:100%}.hero-copy h1,.hero-copy h2{font-size:36px}.hero-copy p{font-size:15px}.hero-buttons .btn{width:100%}
 .trust-grid,.stats-grid,.service-grid,.detail-grid,.steps-grid,.form-grid{grid-template-columns:1fr}.stats-grid div{border-right:0;border-bottom:1px solid rgba(255,255,255,.14);padding:13px 0}.stats-grid div:last-child{border-bottom:0}
 .section{padding:62px 0}.section-heading h2,.about-home h2,.cta-card h2{font-size:32px}.page-hero h1{font-size:39px}.about-visual{min-height:300px}
 .cta-card{padding:32px 25px}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.footer-bottom{flex-direction:column;gap:8px}.whatsapp-float span{display:none}.whatsapp-float{padding:7px}
}

.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.blog-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px;box-shadow:0 10px 30px rgba(7,29,58,.05)}
.blog-card h2,.blog-card h3{line-height:1.3;margin:12px 0}
.blog-card p{color:var(--muted)}
.blog-card a{color:var(--gold);font-weight:900;text-decoration:none}
.blog-label{display:inline-block;background:#fff6dc;color:#9a6700;border-radius:20px;padding:5px 10px;font-size:11px;font-weight:900;text-transform:uppercase}
.article-card{max-width:900px;background:#fff;border:1px solid var(--line);border-radius:24px;padding:40px;box-shadow:var(--shadow)}
.article-body{font-size:17px;color:#34445b;line-height:1.9}
.article-cta{margin-top:35px;padding-top:25px;border-top:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:20px}
@media(max-width:800px){.blog-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.blog-grid{grid-template-columns:1fr}.article-card{padding:24px}.article-cta{align-items:flex-start;flex-direction:column}}

.faq-list{max-width:850px;margin:auto}.faq-item{background:#fff;border:1px solid var(--line);border-radius:14px;margin:12px 0;padding:0 20px}.faq-item summary{cursor:pointer;font-weight:800;padding:20px 0}.faq-item p{color:var(--muted);padding:0 0 20px;margin:0}.cookie-banner{position:fixed;left:20px;right:20px;bottom:20px;z-index:3000;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:16px;padding:16px 20px;display:none;align-items:center;justify-content:space-between;gap:20px}.cookie-banner.show{display:flex}.cookie-banner p{margin:0;font-size:13px}.cookie-banner a{color:var(--gold);font-weight:800}@media(max-width:600px){.cookie-banner{flex-direction:column;align-items:flex-start}}